Susan and Fred know what hard work is all about. And they have the rewards as a result.

Susan: "I was one of the lucky ones. It was a very tough time for me and my family, but they were there when we needed a little help. Did it make a difference? Only in every aspect of my life!

Fred: "We know how important help is when it is needed, and we know how difficult it is for them to maintain their facilities, keep their equipment up-to-date, and get volunteers trained and organized."

Susan: "We benefited because they had been supported by others before us - but now we can give back. And what a joy it is to know that when we no longer need it, part of it is going to someone who does. It's awesome - we are changing lives!"

There are two different types of charitable remainder trusts.

An irrevocable charitable remainder unitrust is a popular way to achieve tax benefits as well as a fixed annual percentage on the value of the assets in the trust. The assets are valued annually and, if the trust value increases, the payment to the beneficiary(ies) increases.

A charitable remainder annuity trust is set up to pay a fixed rate of return based on the initial valuation at the time the property is placed in the trust. The trust assets are never revalued. Some additional information on charitable remainder trusts is also available.

Beyond that, Susan and Fred are content knowing that they didn't break away from the pack; they are helping move the pack forward.

Now click here to meet Phil and Alicia.